0203 544 3575HOW IT WORKS
Apply with CarFinance4Everyone today using these 3 easy steps:
Required documentation for finance
1. Full UK drivers licence (both parts) or full European equivalent
2. Your last 2 months payslips and/or your last 2 months bank statements if you receive any type of benefit/additional income
3. A proof of address within 60 days – this can be either a bank statement or phone/utility bill
1. Full UK drivers licence (both parts) or full European equivalent
If you can’t find your licence please bring in your passport and a bank card or 2 bank cards (sorry this only applies to UK licences)
2. Your last 2 months payslips and/or our last 2 months bank statements if you receive any type of benefit/additional income
If you have online statements these can be printed at the showroom, you must have the accompanying card that corresponds to this account on you
3. A proof of address within 60 days – this can be either a bank statement or phone/utility bill
If you have online statements these can be printed at the showroom
Self-employed must have proofs numbered 1 and 3 and;
• Your last 3 months bank statements showing your income.
If you have online statements these can be printed at the showroom, you must have the accompanying card that corresponds to this account on you
Most Frequently Asked Questions
Are there any up-front fees?
No, here at CarFinance4Everyone we believe that you should not pay any up-front fees.
I have bad credit, can you still help?
Yes! Through our relationship with specialist sub-prime finance companies, we are able to offer people without a perfect credit history a competitive package on your car loan.
But I have CCJ’s, can I still get finance?
Yes, we have finance companies sympathetic to people who may have found them in financial problems due to unforeseen circumstances for example divorce and redundancy
My partner also has poor credit, is a joint application better?
Yes, a Joint Application is always better as it shows better affordability and stability which will strengthen the proposal.
How much can I borrow?
This will depend on your own unique personal circumstances; no two people will be the same. Once accepted, please come to our dealership with your documentation where our friendly advisors will confirm the amount that can be lent along with your monthly payment and term.
How long do I have to wait for an answer?
We can usually confirm whether you’re accepted within the hour
What is the APR?
This depends on which lender accepts you due to your personal circumstances, along with the amount borrowed with the length you want the finance over. Once accepted, come to our showroom where our friendly advisors can advise you with this.
Do I need a deposit?
Most of our lenders do a nil deposit. Some may ask for a small deposit. This will depend on the lender that accepts you along with the car you require.
Can I part exchange my car?
Yes, we will always give you a current competitive trade valuation for your vehicle.
I’m approved – Now what?
You will need to come to our showroom in Pinner, Middlesex with your required documentation to see one of our friendly advisors. We are 5 minutes away from Hatch end railway station which is overland and Pinner on the Metropolitan underground line and we regularly pick up customers from there.
What if I can’t find a suitable car?
We like to think we have most cars at our showroom but if you can’t find a vehicle to fit your requirements then please give us a small deposit and we’ll buy you one especially for you through our approved suppliers.
I’ve bought a car, thank you. Now what?
Thank you for the business. All you have to do is keep up your repayments for 18 – 24 months and you can upgrade it. Usually by doing this we can refinance yourself on better terms than previously so you can get a more expensive car for the same monthly instalments.
My friend also wants a car – can you help?
There’s a high possibility, yes. Please ask them to complete an online application and we’ll respond shortly. If they buy a car, you’ll receive £100 in the post!!
Quality & Service
We guarantee the quality of every car sold.
- Every car HPI checked and clear
- Independently pre-delivery inspected
- All cars come with an independent MOT certificate
- Fully valeted and ready to go
Testimonials
“Every One I Tried to Get Car Finance, I was Refused, I had very poor/bad credit however the guys at Car Finance 4 Everyone where able to get the Car Finance and I was able to drive away the same day with a fantastic new car. Very pleased!!”
— Anna Bailey
“CARFINANCE4EVERYONE team is very professional, got a decision within 1 hr and sales people where able to find me the right car, they also sorted out insurance for me to drive home”
— Steve Southam